Frequently Asked Questions about Auto Accidents

Below are some frequently asked questions and answers about car accidents in Florida.

How soon do I have to file an auto accident claim in Florida?
Florida allows four years to file personal injury claims including those for auto accident cases. The exact time period may vary, based on the details of the accident and when you realized you had injuries. To ensure you do not lose the right to file a claim, it is important to consult with an experienced Florida personal injury attorney as soon as possible after the accident occurs.

Can I still receive a settlement if the accident was partially my fault?
Yes, regardless of your percentage of fault you may be entitled to compensation. Florida requires all drivers to carry Personal Injury Protection (PIP) coverage that may pay up to $10,000 on any auto accident claim regardless of fault. If the other driver is at fault, you may also be eligible to receive further compensation by filing a property damage or bodily injury claim against the other party.

What compensation does Florida personal injury protection (PIP) coverage provide?
Basic PIP coverage offers compensation for 80 percent of medical costs and necessary remedial treatment and 60 percent of disability benefits for lost gross income and earning capacity up to a limit of $10,000. Florida PIP coverage also pays a one-time $5,000 death benefit.

Will I have to go to court?
The majority of personal injury and auto accident claims settle out of court. However, in certain cases going to trial may be the best, or only, option. Therefore, it is important to hire a personal injury attorney who is both an experienced negotiator and litigator.

Should I settle directly with the insurance company?
The insurance companies may offer you a quick settlement soon after the accident. However, it may not be in your best interests to settle so quickly. Before you sign any documents or accept offers from the insurance company, it is best to first consult with an attorney to ensure you receive fair compensation for your injuries. Once you accept a settlement offer, you lose the right to submit further claims, which may be a problem if your injuries worsen or your expenses are higher than anticipated.

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Call Largey Law today at 352.508.1195 or contact the firm online to schedule a free initial consultation. Attorney Christopher Largey represents clients in personal injury cases in Leesburg, Lady Lake, Tavares, Beverly Hills, Homosassa, Inverness and all surrounding areas. Our firm has two convenient locations for its clients — one within the historic Jennings House in Tavares, and another office in downtown Inverness. We also offer weekend and evening appointments, and are happy to meet with you in your home or healthcare facility if necessary.