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Our Offices

  • Tavares Office

    Address

    203 N. St. Clair Abrams Avenue
    Tavares, Florida 32778-3259

  • Inverness Office

    Address

    303 Tompkins Street
    Suite 180
    Inverness, Florida 34450

    Phone

    352-344-1882

  • Clermont Office

    Address

    481 E. Highway 50
    #201
    Clermont, Florida 34711

    Phone

    352-242-1933

Ratings & Reviews

  • 5.0/5.0

    — Lori Robbins

  • 5.0/5.0

    I am a trial attorney who had been practicing law for ten years. Attorneys only hire the best when the things that matter the most in their own lives are threatened with harm. That is why I hired Christopher R. Largey of Largey Law when my ...
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    — Paul Darby

  • 5.0/5.0

    Following my car accident I was referred by a friend to Largey Law Firm. Chris Largey agreed to take my case. He and Rosie along with his staff were very reassuring that they would take care if all my legal issues dealing with the insuran...
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    — Steve Jones

  • 5.0/5.0

    As a family law attorney, I had the opportunity to work with Chris in a case involving an injunction that was part of a family law matter that I was involved in. I wholeheartedly recommend him as a criminal law attorney. In my opinion, he ...
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    — Dusty Twyman-Morey

  • 5.0/5.0

    Informative friendly and helpful professional. Passionate and caring for the right of the person represented.

    — Marc Lovric

What Are the Risks if Auto Insurance is Suspended or Canceled During the COVID-19 Pandemic?

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Severe restrictions on travel, health fears and closed workplaces have sharply curtailed automobile traffic during the COVID-19 pandemic. Accidents have dropped so much that many auto insurance companies are providing refunds to policyholders. People who are stuck at home and facing financial distress might be tempted to cancel or suspend their coverage. However, if an accident occurs, serious trouble could lie ahead if you or the other driver lacks proper insurance.  

In a time when many people are struggling financially and quarantine orders cut back automobile usage, it seems more likely that motorists might give up their coverage. This raises several issues, such as:  

  • Alternatives to cancellation  During the pandemic, many companies are open to helping out customers with payments. Your car insurer may grant a temporary  suspension of payment  that reduces or eliminates coverage while a policyholder is not driving, but permits him or her to resume coverage later at the same rate. This differs from a lapse in coverage that might lead to higher costs when a driver looks to resume their insurance.

  • Potential consequences when someone lacks car insurance — Without car insurance, a driver might be personally responsible for any damage or injuries suffered by others or themselves. These medical costs could run into the tens or hundreds of thousands of dollars if the collusion results in a serious injury. In addition, many states require car insurance by law and may ticket or fine drivers for not having insurance. Other jurisdictions prevent personal injury recoveries for those who lack auto coverage.

  • Recovering damages from an uninsured motorist — After being hurt by a driver who is uninsured or lacks sufficient coverage, obtaining proper compensation for the harm you’ve suffered might be difficult. In numerous states, individual drivers are required to have uninsured motorist coverage to address medical costs in these situations, but that might not cover the entire medical bill.

If you have been hit by a driver who is uninsured or have been in an accident and are unsure if your insurance coverage applies, a knowledgeable automobile accident attorney can help you understand your options and represent you in claims matters as well as litigation.

Contact an experienced auto accident attorney for a consultation      

Largey Law represents clients in auto accident cases and other vehicle collision litigation. Please call 352-253-0456 or contact the firm online to make an appointment.